Housing Assistance Guide

housing

If you find yourself searching for low-income housing, it can sometimes feel like there is no end in sight. Luckily, through several Government, Private and Charitable Programs, safe and affordable housing maybe available for you. Depending on your location, household income and other eligibility factors, one or more of the programs below may be the answer you are looking for.

House Choice voucher Program (Section 8)

The U.S. Department of Housing and Urban Development is responsible for the creation of multiple housing programs. These programs assist low-income families and specific families that are struggling economically due to other circumstances (elderly, disabled, etc). Many of the programs have differing eligibility requirements and housing choices available to a residence seeker, but the “housing choice voucher” program is the federal government’s foremost project for residence assistance. Read More….

Public Housing

Public housing offers assistance to low income families, the elderly, and the disabled. The local Housing Authority manages the residences where eligible families will pay rent that is reasonable when compared to their income, but the residences are the property of the government. According to the U.S. Department of Housing and Urban Development, there are over 1.2 million families/households currently receiving assistance from public housing. Read More….

Home Buying Assistance

Are you thinking of buying a home? The Housing and Urban Development (HUD) has a unique opportunity to purchase a home from them, normally at a very discounted rate. Your loan amount depends on several factors: Income, Credit Score, Monthly Expenses, downpayment and interests rates. It Is recommended that you speak with your Housing Counselors to learn more about the program and what your specific state has to offer. If you would like to view properties, click here and find your state.

Charitable Housing Assistance

Many charities provide affordable housing and support services to help those most in need. These include single rooms, family apartments, and emergency shelters. Charity housing services wants to insure all have access to basic needs for shelter.

Private Housing Programs

The ability to secure government funding for housing is sometimes very difficult. Several private housing foundations are available to provide financial assistance to those who qualify. It helps individuals establish or maintain good payment history in the private sector. This normally a slightly faster way to get financial assistance, however, sometimes has higher eligibility requirements.

 

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